Dispute of Collections Account

Date

Credit Bureau

Address

RE: Acct. #…

Dear (Credit Bureau Name):

I have just received my credit report and have noted that it contains incorrect information regarding the following accounts. I would like them deleted from my record:

Collection Account ______________This is not correct, please remove.

Company name – This is not mine.

Phone company (acct. # ______________) When I questioned phone company about this account, they told me they requested this be removed from my credit report. How were you able to confirm it?

American Express ___________________ This is not mine

Sears _______________ This was not mine

Ashley Furniture ____________ This is not mine.

Please re investigate and delete these disputed items. 30 days constitutes a reasonable time to check these out. Please notify me if it takes longer. Please send names and business addresses of those persons you contacted for any verification also, as per the Fair Credit Reporting Act, please send me notification that the items have been deleted. Please send an updated copy of my credit report to the following address:

Sincerely,

Name

Address

Social Security Number