Credit Repair Letters

Dispute of Collections Account

Date Credit Bureau Address RE: Acct. #... Dear (Credit Bureau Name): I have just received my credit report and have noted that it contains incorrect information regarding the following accounts. I would like them deleted from my record: Collection Account ______________This is not correct, please remove. Company name - This is not mine. Phone company (acct. # ______________) When I questioned phone company about this account, they told me they requested this be removed from Read more [...]

Sample Letter If You Get No Response from a Credit Bureau

Date   ATT: Consumer Assistance Credit Bureau Address   RE: Credit report #______   Dear TRW:   On March______and April_________, I sent you letters requesting items be investigated on my credit report. (See enclosed copies)As of yet I have not received a response from you. Under the Fair Credit Reporting Act you are required to respond within a reasonable period of time.”   I am sending this letter certified so I will know you did receive it. In this way I will Read more [...]